Buying or building a house

There are three main options if you want to own your own house in Argyll and Bute.

Buying a house – with financial assistance
Firstly, you could find out whether you are eligible for grant assistance or to take part in a ‘low cost home ownership’ scheme. Click on the options below to find out more:

Homestake
Shared ownership
Rural home ownership grants
Crofter grants and loans


Buying a house – without financial assistance
This section gives you general advice on buying a home, including information like how to get a mortgage and appoint a solicitor:

Getting a mortgage
How much can you spend?
Looking at properties
Decrofting


Building a house
Another option is to build your own home. This section provides detailed information on some of the issues which you need to think about:

Acquiring a site
Planning permission
Building warrant
Getting advice

The Housing (Scotland) Act 2006 also has implecations if you want to buy or build your own home - The main purpose of the Act is to address, through encouragement and, where necessary, enforcement, problems of condition and quality in private sector housing, both owner-occupied and private rented (although some provisions also relate to the social rented sector). The underlying principles are that

The Act is in ten Parts: